How long have you been working? And how many times did you received 13th-month pay? The main question is, how did you spend your 13th-month pay? Many employees received their 13th-month pay but just to spend it all away during Holiday season.
This is a sure way to waste your 13th-month pay
- Spend on something that you don’t need. Example, you want to be popular in your office, buy a new iPhone 6 Plus even you have your iPhone 6 fully working.
- Go to Department store and buy things on sale but you know that you will not use it in a few months and you will just put it in your cabinet.
- Buy new shoes even you have 6 pairs of shoes in your closet that you are not using.
- Go to casino and gamble your money
- Go to beerhouse and drink a lot and pay a huge amount of money for a 1 night happiness (that is according to you).
- Spend 13th month pay without consulting your wife/husband.
- Buy stocks due to hype as mentioned in the forum where you belong.
- Invest in something that you did not study, you just invest because your friend said its the best investment.
- Invest in something that everybody knows that it’s a scam. You have self-denial that you believe you can get immediate income buying that product.
- Throw your money in the garbage can.
Well, I hope you know what I mean, spend your money well. Give what is due to God, share your blessings and think of something that after a year you will say that I have placed my 13th-month pay in place where I know it will grow and you can be a blessing to others.