{"id":250,"date":"2015-11-30T17:19:10","date_gmt":"2015-11-30T17:19:10","guid":{"rendered":"http:\/\/www.pinoyinvestmentguide.com\/imgtrm\/?p=250"},"modified":"2015-11-30T17:19:10","modified_gmt":"2015-11-30T17:19:10","slug":"answers-to-challenging-questions","status":"publish","type":"post","link":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/uncategorized\/answers-to-challenging-questions\/250\/","title":{"rendered":"ANSWERS TO CHALLENGING QUESTIONS"},"content":{"rendered":"
Here are the answers: IN CAPITAL LETTERS…<\/div>\n
1.\u00a0\u00a0\u00a0\u00a0\u00a0Based on your website, IMG is an \u201cInternational Marketing Group is one of the few companies of its kind in the industry today – a marketing company\u201d, a marketing company. So basically, you\u2019re marketing\/selling these financial services and insurances to us.<\/div>\n
\n

a.\u00a0\u00a0\u00a0\u00a0\u00a0Did these companies\/partners paid you or do you have a certain agreement with them to endorse \u201cpartners\u201d to us? LATTER, YES<\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0What does IMG gain from endorsing these \u201cpartners\u201d to us? IMG GET COMMISSIONS FROM THESE PRODUCT PROVIDERS<\/p>\n

ii.\u00a0\u00a0\u00a0\u00a0\u00a0Does IMG get commissions from a \u201csell\u201d? YES<\/p>\n

b.\u00a0\u00a0\u00a0\u00a0\u00a0How can you guarantee that there is no conflict of interest?<\/p>\n

WHY WILL THERE BE CONFLICT OF INTEREST? IMG ACTS A DISTRIBUTION ARM OF THESE PRODUCT PROVIDERS. WE ARE BUILDING A NEW INDUSTRY IN THE FINANCIAL SERVICES INDUSTRY. IMG IS JUST LIKE SM IN THE FINANCIAL SERVICES INDUSTRY<\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0Meaning, are you not just using \u201cfinancial literacy\u201d as a way to sell? WE DON’T JUST SELL. WE EDUCATE FIRST. THEN PEOPLE DECIDE TO BUY. WE SELL ONLY TO THE PEOPLE WHO WANTS TO BUY BECAUSE THEY NEED IT<\/p>\n

c.\u00a0\u00a0\u00a0\u00a0\u00a0Is the \u201cfinancial literacy\u201d part a marketing gimmick?<\/p>\n

THIS IS NOT A MARKETING GIMMICK. THIS IS A MISSION. THIS IS AN ADVOCACY. WE BELIEVE MOST PEOPLE DON’T PLAN TO FAIL. THEY JUST FAIL TO PLAN. THE REASON THEY FAIL TO PLAN IS LACK OF KNOWLEDGE. IF A PERSON IS EQUIPPED WTH THE CORRECT INFORMATION, THEY CAN PLAN PROPERLY AND MAKE THE RIGHT DECISIONS FOR THEIR FAMILIES,. WE GIVE PEOPLE A WAKE-UP CALL. WE HELP PEOPLE UNDERSTAND HOW MONEY WORKS, INFORMATION THAT IS CRUCIAL FOR THEIR FINANCIAL FUTURE. WE SHOW PEOPLE HOW TO INCREASE THEIR CASH FLOW, MANAGE THEIR DEBTS, CREATE EMERGENCY FUND FOR TOUGH TIMES, BUILD LONG-TERM ASSET ACCUMULATION, PROVIDE PROPER PROTECTION FOR THEIR FAMILY AND PRESERVE THEIR ESTATE FOR FUTURE GENERATION.<\/p>\n

d.\u00a0\u00a0\u00a0\u00a0\u00a0Are you just here to provide assistance with opening an account with your partners?<\/p>\n

WE EMPOWER. WE WANT PEOPLE TO TAKE CHARGE. WE WANT PEOPLE TO BECOME THEIR OWN FINANCIAL ADVISER. WE ARE HERE TO COACH AND MENTOR BUT THE ACTION AND DECISION COMES FROM THEM.<\/p>\n

2.\u00a0\u00a0\u00a0\u00a0\u00a0Is IMG an investment broker company? NO. IMG IS A DISTRIBUTION COMPANY<\/p>\n

a.\u00a0\u00a0\u00a0\u00a0\u00a0Are we investing on IMG or their partners? YOU ARE NOT INVESTING IN IMG. YOU ARE INVESTING WITH THE PRODUCT PROVIDERS LIKE THE MUTUAL FUND COMPANIES<\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0Will we have our own account with their partners with our full control? YES. YOU WILL HAVE YOUR OWN ACCOUNT WITH THE MUTUAL FUND COMPANIES COZ YOU BECOME THEIR SHAREHOLDER<\/p>\n

b.\u00a0\u00a0\u00a0\u00a0\u00a0Why should we invest our money with IMG? YOU ARE NOT INVESTING IN IMG<\/p>\n

c.\u00a0\u00a0\u00a0\u00a0\u00a0If we are investing on THE MUTUAL FUND COMPANY<\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0Who decides where to invest our money? FUND MANAGER<\/p>\n

1.\u00a0\u00a0\u00a0\u00a0\u00a0Do you provide consultations? YES. CONTINUING COACHING AND MENTORING<\/p>\n

ii.\u00a0\u00a0\u00a0\u00a0\u00a0Who is accountable to these investment\/business decisions? FUND MANAGER<\/p>\n

1.\u00a0\u00a0\u00a0\u00a0\u00a0What happens when the investments fail? MUTUAL FUND COMPANIES ARE HIGHLY REGULATED. THEY HAVE STRICT GUIDELINES ON THEIR INVESTMENTS. YOU CAN GET A COPY OF THEIR PROSPECTUS<\/p>\n

2.\u00a0\u00a0\u00a0\u00a0\u00a0Do you have insurance to cover for the losses? MUTUAL FUND COMPANIES ARE NOT INSURED THAT’S WHY INVESTING IN MUTUAL FUND HAS RISKS AND WE TELL PEOPLE THAT.<\/p>\n

3.\u00a0\u00a0\u00a0\u00a0\u00a0How much can we get back? BASED ON HISTORICAL DATA USING PHILEQUITY THE #1 MUTUAL FUND COMPANY IN THE PHILS, THE RATE OF RETURN FOR THE LAST 18 YEARS IS ~20% COMPOUNDING ANNUALLY.<\/p>\n

iii.\u00a0\u00a0\u00a0\u00a0\u00a0How liquid are these investments? VERY LIQUID. YOU CAN REDEEM WITHIN 3-5 DAYS<\/p>\n

1.\u00a0\u00a0\u00a0\u00a0\u00a0Can we pull out these investments if we do want to? YES<\/p>\n

2.\u00a0\u00a0\u00a0\u00a0\u00a0How much of our investments with all the accumulated interest and profits can we get?\u00a0BASED ON HISTORICAL DATA USING PHILEQUITY THE #1 MUTUAL FUND COMPANY IN THE PHILS, THE RATE OF RETURN FOR THE LAST 18 YEARS IS ~20% COMPOUNDING ANNUALLY. BUT WE DON’T GUARANTEE PAST PERFORMANCE.<\/p>\n

3.\u00a0\u00a0\u00a0\u00a0\u00a0How long is the turn over period? THIS IS LONG-TERM INVESTMENT. MUST BE 5 YEARS OR MORE<\/p>\n

4.\u00a0\u00a0\u00a0\u00a0\u00a0Does the market still has influence over our investment on the time we decided to pull it out? Or is the overall value of our investment reflects the market value on the day of the turnover? IT WILL DEPENDS ON THE NAVPS (NET ASSET VALUE PER SHARE) WHEN YOU SELL YOUR SHARES<\/p>\n

3.\u00a0\u00a0\u00a0\u00a0\u00a0Does IMG investment brokers have licenses? Do you provide training that meets industry standards? WE HAVE UMBRELLA LICENSES<\/p>\n

a.\u00a0\u00a0\u00a0\u00a0\u00a0If I invest with IMG through an IMG broker, what percent goes to the broker? To IMG? To my actual investment? THERE ARE DIFFERENT RATES FOR EACH PRODUCT. ATTEND OUR TRAININGS TO GET THIS.<\/p>\n

b.\u00a0\u00a0\u00a0\u00a0\u00a0When my investments earns interests\/profits, does IMG or the IMG brokers still get commissions? NO<\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0If so, how many percent was cut from my earnings? N\/A<\/p>\n

4.\u00a0\u00a0\u00a0\u00a0\u00a0Why not the top life insurance company Sunlife? Or other top life insurance companies?<\/p>\n

IMG WANTS YOU TO MAKE THE MOST OF YOUR MONEY SINCE YOU WORK HARD FOR THAT MONEY. SO BUY THE CHEAPEST INSURANCE AND YOU INVEST THE DIFFERENCE YOURSELF. GET THE HIGHEST RETURN OF YOUR MONEY NOT THESE COMPANIES. THAT’S WHY THEY CAN AFFORD TO ADVERTISE BECAUSE THE COST IS ALSO PASSED ON TO THEIR CLIENTS. WE CAN MAKE COST COMPARISON SO YOU SEE ACTUAL DATA. ALSO IT WILL BE BEST TO DIVERSIFY…<\/p>\n

\"\"<\/p>\n

5.\u00a0\u00a0\u00a0\u00a0\u00a0I was told that Kaiser International was only 9 years old, so why choose Kaiser?<\/p>\n

a.\u00a0\u00a0\u00a0\u00a0\u00a0How can we be sure that Kaiser can deliver on its promises? KAISER IS A PRODUCT OF 2 ACTUARIAL STUDIES (1 AMERICAN, 1 FILIPINO) THAT’S WHY THEY WERE ABLE TO COME UP WITH THE PRECOMPUTED BOOK. YOU CAN ALSO CHECK THE\u00a0KAISER WEBSITE<\/a>\u00a0OR CHECK OUT THIS BLOG –\u00a0http:\/\/invested101.com\/2014\/03\/07\/how-to-invest-in-level-1-kaiser-and-faqs\/<\/a><\/p>\n

i.\u00a0\u00a0\u00a0\u00a0\u00a0Isn\u2019t it too good to be true? IT’S FEASIBLE COZ IT’S BASED ON MATHEMATICAL STUDIES.<\/p>\n

b.\u00a0\u00a0\u00a0\u00a0\u00a0Is it a fixed 10% interest gain? YES, MAX YOU CAN GET.<\/p>\n

c.\u00a0\u00a0\u00a0\u00a0\u00a0Does it have presence in other countries? NO, ONLY IN THE PHILIPPINES<\/p>\n

d.\u00a0\u00a0\u00a0\u00a0\u00a0Can I pull out my investments in Kaiser when it profits? YES. ONCE IT MATURES<\/p>\n

6.\u00a0\u00a0\u00a0\u00a0\u00a0Everything seems like too good to be true. What are the downsides or worst case scenarios with regards with these investments? FINANCIAL EDUCATION IS KEY. THAT’S WHY WE PROVIDE FINANCIAL LITERACY FIRST SO YOU KNOW WHAT YOU’RE DOING..AT THE END OF THE DAY, THE DECISION IS YOURS<\/p>\n

7.\u00a0\u00a0\u00a0\u00a0\u00a0Your organization is very confusing and inconsistent to me. How is it that you have multiple CEO- Marketing Directors? Who heads this company? Can you provide us with your organizational chart? WE ARE BUILDING A NEW INDUSTRY. OUR ORGANIZATION IS NOT THE SAME AS ANY TRADITIONAL BUSINESS. ONCE YOU JOINED IMG, YOU BECOME A BUSINESS OWNER OR INDEPENDENT DISTRIBUTION OUTLET OF IMG. SINCE IT IS YOUR BUSINESS YOU CAN PROMOTE YOURSELF TO THE HIGHEST LEVEL. ATTEND OUR TRAINING SO YOU UNDERSTAND OUR BUSINESS MODEL BETTER.<\/p>\n<\/div>\n

Source : IMG TRM Facebook Page<\/p>\n","protected":false},"excerpt":{"rendered":"

Here are the answers: IN CAPITAL LETTERS… 1.\u00a0\u00a0\u00a0\u00a0\u00a0Based on your website, IMG is an \u201cInternational Marketing Group is one of the few companies of its kind in the industry today – a marketing company\u201d, a marketing company. So basically, you\u2019re … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-250","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/posts\/250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/comments?post=250"}],"version-history":[{"count":1,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/posts\/250\/revisions"}],"predecessor-version":[{"id":251,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/posts\/250\/revisions\/251"}],"wp:attachment":[{"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/media?parent=250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/categories?post=250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pinoyinvestmentguide.com\/imgtrm\/wp-json\/wp\/v2\/tags?post=250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}