Author Archives: Dexter Panganiban

Ano nga ba ang mapapala ng isang member ng IMG?

Ano nga ba ang mapapala ng isang member ng IMG? Actually marami po isa isahin ko na lang ang mga natutuhan ko sa IMG

  1. Sa pamamagitan ng IMG natuto akong malaman ang pagkakaiba ng mga SCAM na investment at legitimate na investment.
  2. Sa pamamagitan ng IMG may mga taong nagturo sa akin kung bakit ba kailangan kong maginvest at kung bakit kailangan ko ng Insurance.
  3. Tinuruan ako ng IMG na maunawaan ang dahilan kung bakit ako dapat mag invest.
  4. Tinuruan din ako ng IMG na kailangan ko rin pataasin ang aking Cash Flow para makawala sa mga pag kakautang.
  5. Sa pamamagitan ng IMG nakapag invest ako kahit ako ay nasa ibang bansa. Dati gusto ko umpisahan ang investment but di ko alam kung papaano.
  6. Tinuruan ako ng IMG ng mga concept of investment pati importance nito.
  7.  Nalaman ko rin ang Investment Levels na dapat kung gawin, may mga mentors taht guide on how to properly set up the investment.
  8. Di man sila ang nagturo sa akin ng stock, sila naman ang nagbigay ng Idea about stock market.
  9. Natutunan ko rin na mayroon palang 2 klase ng insurance ang Long Term and Short Term at kung ano ang importance ng bawat isa.
  10. Natutunan ko rin ang ibat ibang klase ng Insurance pati ang ibig sabihin ng BTID – Buy Term and Invest the Difference.

No Family is Left Behind. God Bless You all. Contact Us and I will teach how to be a member and how we can mentor you.

 

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Anong gagawin kung may problem ako sa IMG?

Mahirap talaga kapag nagkakaproblema, walang company ang walang problema. Kung kaya ang IMG ay gumawa ng isang system na kung saan centarlize ang email ng mga taong nagkaka problema sa IMG, Lapse contract, wrong information, at mga technicalities na minsan ay pagkakamali ng agent at pati na rin client.

Sa anumang problema sa IMG, mangyari po lamanag na mag email sa [email protected]  sila ang magtatala ng iyong mga concern at ito ay maari mong ma itarack using the https://imgcorp.freshdesk.com/

Kaiser, Mutual Fund and COL Financial Questions and Answer

Question: Can I go with the K75(Php 12,794 – quarterly)…., or this s only
good for my wife respective to her age. –

Answer: You can do even K100. It depends on your capacity and plans. That will not be a problem, the bigger the KPlan the better for your You can do even K100. It depends on your capacity and plans. That will not be a problem, the bigger the KPlan the better for your future..

Question: In your previous message, your are in COL…, so what is nice of it? COL is a stock broker, they are the middleman so that us individual person can buy shares from companies like Jollibee,

Answer: COL is a stock broker, they are the middleman so that us individual person can buy shares from companies like Jollibee, ABS CBN and some other big companies also called as Blue Chips.

Question: Are there any coaches/tips from COL? COL is a broker. They also have some tips within their network. If you are in

Answer: COL is a broker. They also have some tips within their network. If you are in stock market you can see lots of coaches for that field. Truly Rich Club is one of them. It is a club by Bo Sanches wherein they teaches about Stock Market

Question: In your case, the way I understand, you are in Equity Fund and same
time with COL…., is it not difficult to manage?

Answer: Actually in Equity Fund, you don’t have to manage because there is a fund manager, you need to manage the COL. (Stock Market). The beauty of Mutual Fund (Equity Fund) is that you just have to deposit and let the fund manager do the rest, The company calculates the investment automatically wherein they pay the manager for the service being rendered.

How to Become an IMG Member (Paano Maging Member)?

How to Become an IMG Member (Paano Maging Member)? Papano nga ba? madali lang, lahat ay maaring gawing through online. Sundan ang sumusunod na instruction:

  1. ) http://img-corp.net/register.php
  2. ) Fill up the forms
  3. ) Under Sponsor Name – Dexter Panganiban
  4. ) Sponsor Code – 86613ME
  5. ) Fill up the rest of the information

And bayad ay depende sa lugar mo, halaimbawa kung ikaw ay nasa Saudi Arabia kailangan mong magbayad ng SR 500 . Ang kit ay ipapadala kung saan ka member. Kung ikaw ay member sa Pinas, sa Pinas mo rin maaring kunin ang iyong Kit at mga documents.

Kapag ikaw ay naging member gamit ang mga detalye sa itaas, ipaalam lang po sa akin sa Contact US upang ma guide ka namin sa iyong patuloy na pagiging isang investor.

 

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REQUIREMENTS TO REDEEEMED SHARES OF DECEASED SHAREHOLDER

REQUIREMENTS TO REDEEEMED SHARES OF DECEASED SHAREHOLDER

Please see below are the requirements in redeeming shares of deceased shareholder: 

1) Extrajudicial partition (EJP) among the legal heirs, particularly mentioning the FAMI placement/s;

2) Publication of the EJP for three consecutive weeks in a newspaper of general circulation;

3) Affidavit of Publication by the concerned officer of the newspaper;

4) Proofs of heirship – marriage certificate, birth certificates

5) Death Certificate of the investor;

6) Proof of payment of estate taxes; and

7) Heirs Bond ( we can refer them to Charter Ping An on this).

 

Source : IMG TRM Facebook Page

ANSWERS TO CHALLENGING QUESTIONS

Here are the answers: IN CAPITAL LETTERS…
1.     Based on your website, IMG is an “International Marketing Group is one of the few companies of its kind in the industry today – a marketing company”, a marketing company. So basically, you’re marketing/selling these financial services and insurances to us.

a.     Did these companies/partners paid you or do you have a certain agreement with them to endorse “partners” to us? LATTER, YES

i.     What does IMG gain from endorsing these “partners” to us? IMG GET COMMISSIONS FROM THESE PRODUCT PROVIDERS

ii.     Does IMG get commissions from a “sell”? YES

b.     How can you guarantee that there is no conflict of interest?

WHY WILL THERE BE CONFLICT OF INTEREST? IMG ACTS A DISTRIBUTION ARM OF THESE PRODUCT PROVIDERS. WE ARE BUILDING A NEW INDUSTRY IN THE FINANCIAL SERVICES INDUSTRY. IMG IS JUST LIKE SM IN THE FINANCIAL SERVICES INDUSTRY

i.     Meaning, are you not just using “financial literacy” as a way to sell? WE DON’T JUST SELL. WE EDUCATE FIRST. THEN PEOPLE DECIDE TO BUY. WE SELL ONLY TO THE PEOPLE WHO WANTS TO BUY BECAUSE THEY NEED IT

c.     Is the “financial literacy” part a marketing gimmick?

THIS IS NOT A MARKETING GIMMICK. THIS IS A MISSION. THIS IS AN ADVOCACY. WE BELIEVE MOST PEOPLE DON’T PLAN TO FAIL. THEY JUST FAIL TO PLAN. THE REASON THEY FAIL TO PLAN IS LACK OF KNOWLEDGE. IF A PERSON IS EQUIPPED WTH THE CORRECT INFORMATION, THEY CAN PLAN PROPERLY AND MAKE THE RIGHT DECISIONS FOR THEIR FAMILIES,. WE GIVE PEOPLE A WAKE-UP CALL. WE HELP PEOPLE UNDERSTAND HOW MONEY WORKS, INFORMATION THAT IS CRUCIAL FOR THEIR FINANCIAL FUTURE. WE SHOW PEOPLE HOW TO INCREASE THEIR CASH FLOW, MANAGE THEIR DEBTS, CREATE EMERGENCY FUND FOR TOUGH TIMES, BUILD LONG-TERM ASSET ACCUMULATION, PROVIDE PROPER PROTECTION FOR THEIR FAMILY AND PRESERVE THEIR ESTATE FOR FUTURE GENERATION.

d.     Are you just here to provide assistance with opening an account with your partners?

WE EMPOWER. WE WANT PEOPLE TO TAKE CHARGE. WE WANT PEOPLE TO BECOME THEIR OWN FINANCIAL ADVISER. WE ARE HERE TO COACH AND MENTOR BUT THE ACTION AND DECISION COMES FROM THEM.

2.     Is IMG an investment broker company? NO. IMG IS A DISTRIBUTION COMPANY

a.     Are we investing on IMG or their partners? YOU ARE NOT INVESTING IN IMG. YOU ARE INVESTING WITH THE PRODUCT PROVIDERS LIKE THE MUTUAL FUND COMPANIES

i.     Will we have our own account with their partners with our full control? YES. YOU WILL HAVE YOUR OWN ACCOUNT WITH THE MUTUAL FUND COMPANIES COZ YOU BECOME THEIR SHAREHOLDER

b.     Why should we invest our money with IMG? YOU ARE NOT INVESTING IN IMG

c.     If we are investing on THE MUTUAL FUND COMPANY

i.     Who decides where to invest our money? FUND MANAGER

1.     Do you provide consultations? YES. CONTINUING COACHING AND MENTORING

ii.     Who is accountable to these investment/business decisions? FUND MANAGER

1.     What happens when the investments fail? MUTUAL FUND COMPANIES ARE HIGHLY REGULATED. THEY HAVE STRICT GUIDELINES ON THEIR INVESTMENTS. YOU CAN GET A COPY OF THEIR PROSPECTUS

2.     Do you have insurance to cover for the losses? MUTUAL FUND COMPANIES ARE NOT INSURED THAT’S WHY INVESTING IN MUTUAL FUND HAS RISKS AND WE TELL PEOPLE THAT.

3.     How much can we get back? BASED ON HISTORICAL DATA USING PHILEQUITY THE #1 MUTUAL FUND COMPANY IN THE PHILS, THE RATE OF RETURN FOR THE LAST 18 YEARS IS ~20% COMPOUNDING ANNUALLY.

iii.     How liquid are these investments? VERY LIQUID. YOU CAN REDEEM WITHIN 3-5 DAYS

1.     Can we pull out these investments if we do want to? YES

2.     How much of our investments with all the accumulated interest and profits can we get? BASED ON HISTORICAL DATA USING PHILEQUITY THE #1 MUTUAL FUND COMPANY IN THE PHILS, THE RATE OF RETURN FOR THE LAST 18 YEARS IS ~20% COMPOUNDING ANNUALLY. BUT WE DON’T GUARANTEE PAST PERFORMANCE.

3.     How long is the turn over period? THIS IS LONG-TERM INVESTMENT. MUST BE 5 YEARS OR MORE

4.     Does the market still has influence over our investment on the time we decided to pull it out? Or is the overall value of our investment reflects the market value on the day of the turnover? IT WILL DEPENDS ON THE NAVPS (NET ASSET VALUE PER SHARE) WHEN YOU SELL YOUR SHARES

3.     Does IMG investment brokers have licenses? Do you provide training that meets industry standards? WE HAVE UMBRELLA LICENSES

a.     If I invest with IMG through an IMG broker, what percent goes to the broker? To IMG? To my actual investment? THERE ARE DIFFERENT RATES FOR EACH PRODUCT. ATTEND OUR TRAININGS TO GET THIS.

b.     When my investments earns interests/profits, does IMG or the IMG brokers still get commissions? NO

i.     If so, how many percent was cut from my earnings? N/A

4.     Why not the top life insurance company Sunlife? Or other top life insurance companies?

IMG WANTS YOU TO MAKE THE MOST OF YOUR MONEY SINCE YOU WORK HARD FOR THAT MONEY. SO BUY THE CHEAPEST INSURANCE AND YOU INVEST THE DIFFERENCE YOURSELF. GET THE HIGHEST RETURN OF YOUR MONEY NOT THESE COMPANIES. THAT’S WHY THEY CAN AFFORD TO ADVERTISE BECAUSE THE COST IS ALSO PASSED ON TO THEIR CLIENTS. WE CAN MAKE COST COMPARISON SO YOU SEE ACTUAL DATA. ALSO IT WILL BE BEST TO DIVERSIFY…

5.     I was told that Kaiser International was only 9 years old, so why choose Kaiser?

a.     How can we be sure that Kaiser can deliver on its promises? KAISER IS A PRODUCT OF 2 ACTUARIAL STUDIES (1 AMERICAN, 1 FILIPINO) THAT’S WHY THEY WERE ABLE TO COME UP WITH THE PRECOMPUTED BOOK. YOU CAN ALSO CHECK THE KAISER WEBSITE OR CHECK OUT THIS BLOG – http://invested101.com/2014/03/07/how-to-invest-in-level-1-kaiser-and-faqs/

i.     Isn’t it too good to be true? IT’S FEASIBLE COZ IT’S BASED ON MATHEMATICAL STUDIES.

b.     Is it a fixed 10% interest gain? YES, MAX YOU CAN GET.

c.     Does it have presence in other countries? NO, ONLY IN THE PHILIPPINES

d.     Can I pull out my investments in Kaiser when it profits? YES. ONCE IT MATURES

6.     Everything seems like too good to be true. What are the downsides or worst case scenarios with regards with these investments? FINANCIAL EDUCATION IS KEY. THAT’S WHY WE PROVIDE FINANCIAL LITERACY FIRST SO YOU KNOW WHAT YOU’RE DOING..AT THE END OF THE DAY, THE DECISION IS YOURS

7.     Your organization is very confusing and inconsistent to me. How is it that you have multiple CEO- Marketing Directors? Who heads this company? Can you provide us with your organizational chart? WE ARE BUILDING A NEW INDUSTRY. OUR ORGANIZATION IS NOT THE SAME AS ANY TRADITIONAL BUSINESS. ONCE YOU JOINED IMG, YOU BECOME A BUSINESS OWNER OR INDEPENDENT DISTRIBUTION OUTLET OF IMG. SINCE IT IS YOUR BUSINESS YOU CAN PROMOTE YOURSELF TO THE HIGHEST LEVEL. ATTEND OUR TRAINING SO YOU UNDERSTAND OUR BUSINESS MODEL BETTER.

Source : IMG TRM Facebook Page

Ano Ano ang Paraan Para Yumaman?

Maraming kaparaanan kung paano ang yumaman, ngunit ang higit na mas mahalaga ay malaman kung ano ba talaga ang ibig sabihin ng pagyaman. Para sa akin ang kayaman at di nasusukat sa pananalapi lamang, kasama dito ay ang malusog na pangangatawan at mayroong galak sa iyong puso.

Sa IMG tinuturuan namin ang mga tao, kung paano maging disiplinado sa kanyang pananalapi upang sa gayon ay malaman kung paano ang maging Tunay na Mayaman or Truly Rich.

Dapat maunawaan ng tao na pagiging kuntento ay isa sa mga katangian ng taong mayaman. Ang tunay na mayayaman ay tumutulong din sa kapwa.

Papaano Makukuha Ang Kaiser Cards

Simula po noong magkaroon ng Online system ang Kaiser, Di na kailangan ang card sapagkat madodownload na ito sa http://kaiserhealthgroup.net/, ilagay lamang ang iyong emaill adress at password na ibinigay ng kaiser para makita ang mga information ukol sa iyong kaiser policy.

Makikita rin dito kung kailan at kung magkano ang iyong babayaran. Makikita mo rin dito ang iyong mga receipt number at buong policy.

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