Hindrance for Time Investment

14 Tuesday Aug 2012

Posted by Dexter Panganiban in Daily Dose

Tags

Finding time to learn is also a type of investment. You invest your time and strength to be able to gain knowledge. This knowledge could be used to start your own business. We need to use our time wisely to get the proper information on the things that we need to learn ( I call it time management) . There are times that we are eagerly trying to learn something but we are being side track by other things on the net which make us out of focus on our main objective.

In investing we need to make sure that we set our goal first and we stay focus on our objective.

Here are some of the things that could usually make you out of focus while doing research through the internet.

E-mail
Facebook
Ads in the net
Chat or any Messenger

If you could avoid those things mentioned above you could be able to finish your task which is learning.Learn to manage your time well and avoid destruction. Stay Focus on your goal.

Business Ideas From An OFW Point Of View

11 Wednesday Jul 2012

Posted by Dexter Panganiban in Business Ideas

≈ 4 Comments

As an OFW working in Saudi Arabia, I have always dream of having my own business someday and escape from the corporate world. I love reading blogs and books about financial management, successful stories of other entrepreneur stories and more. I also remember watching Negosyete when I was a kid. Negosyete is a television program showcasing different businesses in the Philippines aired late 90’s. I don’t think it still exist. Now there are lots of blogs, e-books, seminars where we could attend to gain knowledge in business and investing. We only have to control the usage of our time. As for now I am engage in the following businesses:

Piggery – It’s actually a backyard business controlled and manage by my brother, I am just an investor and I normally earn at the range of Php 3,000 to Php 5,000 a month from a Php 70,000 capital, It’s just an estimated average amount.
I have an online business, I build website and do some SEO (Search Engine Optimization), get some writers and let the advertisers come in. As of this time our online earnings is not stable due to changes of algorithm being made by Google.
I have small funds at the stock market, where I save every month. As of now my investment in stock market is earning 10% from the time I start last January. I mean Capital vs Net Total Account Equity Value. I use colfinancial.com as my broker since I am living outside the Philippines and I have to manage my portfolio online.

I still have some debts to pay. I actually made this blog to remind myself that I need to focus and learn more things in investing so that I could leave a debt free life. I always believe in Proverbs 22:7, “ The rich ruleth over the poor, and the borrower is servant to the lender. “ (KJV).

I will try to explain my experience about the different business mentioned above on my future blog post.

Welcome to Pinoy Investment Guide

05 Tuesday Jun 2012

Posted by Dexter Panganiban in Blog Information

≈ 1 Comment

Tags

Investing, Investment, Newbie Investor, Stocks

First of all, let me introduce my self, I am Engr. Dexter Panganiban, an OFW (Oversees Filipino Worker / Online Filipino worker) working in Saudi Arabia for almost 13 years. I have plan to start this blog long time ago but I am hesitant because I may not be able to give the readers the information that they will be looking on this blog. But anyway, I am a newbie investor, so all information in this blog will be coming from the newbie perspective. I would like to share my thoughts, ideas and share my success and failure in this blog when it comes to investment.

I will detail the things about investment, finance, business that I learned and will be learning in the future through this blog. BTW I am also the guy in charge at Tech At Hand Dot Net, a tech blog which have been in existence for the last 5 years. I am also into trading and I have been trading since January 2012. I am using Citisec Online (COL Financial) as my broker. I trade online since I am in Saudi Arabia.

So I hope to increase our readership as well as to contribute value to other Pinoy, specially OFW, who wish to start their own business or even become an investor in a business.