Category Archives: Stock Market

Stock Market Down to 6795.13

13 Tuesday Jul 2021

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Today might be not a very good day for traders, as the stock market has recorded a bloody Tuesday. It is recorded that the stock market is 6795.13 Today, July 13, 2021.

The above pictures are taken from the COLFinancial Website. Investing in Stock Market is not as easy as you think, you need to have a proper study of the sticks where you need to enroll. The stock market is also not for those people with faint hearts, because it is really a risky investment. Better to go for Long Term in Stocks rather than be a day trader if you will always trade with emotion.

As the USD Dollar exchange rate is being high, it is always indirectly proportional to the stock market. Well, I mean Usually. So Enjoy investing but of course, learn first about investing before diving into it. Do not gamble, because any investment without proper study is gambling.

What is My Take in MWC & MPI?

17 Tuesday Dec 2019

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I believed that most of the readers knows what is going on with MPI and MWC. This companies are connected to the water concessionaire in Manila which was lambasted by the President Duterte due to the onerous clause in the contract with the government. Since then, the value of MWC begins to fall down from Average of 20 to 6 at PSE closing today.

Trade prices of MWC today has a high of 9.3 and Low of 5.01, it shall be noticed that before the trading closed today, the value of the stock rise from 5.01 to 6. I have reason to believe that it will bounce back tomorrow, December 18, 2020.

But of course in all our trading we need to have our Risk-Reward Ratio, I still believe that this stock can have a high potential not unless DOJ will really tell that they will not consider negotiating with this company.

It shall also be noticed, that this companies have given their intention to talk to the government with reference to the onerous clause that the president is telling, even they are still in the contract to the government.

On the other hand MPI is showing a moving up on its price. It has a 4.9% increase today after speech of Manny Pangilinan that it is not giving up on their Water Company (Maynilad).

As of Dec 17, 2019

So are you betting on this stock? or you still have to wait?

ColFinancial Model Portfolio January 2015

22 Thursday Jan 2015

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Using Colfinancial as my broker is really great, they normally give indication or suggestion on where to put my hard earned money. Today they have sent out their Colfinancial COLing the Shots for January 2015 where they give suggestion of some stocks which they believed will perform well this year 2015. But be informed that study is still needed before going into any of the their suggested stocks. They also give explanation on why they choose particular stocks.

According to COL their top picks for 2015 include DNL, CIC, GTCAP (consumer plays/play on weak yen), AP, EDC,  FGEN (bottom up picks/power plays), MBT (value play), SMPH (consumer play proxy), CEB (oil play) and AC (bottom up pick/ power and infra play). Risks for 2015 include the uneven share price appreciation, market volatility, and share placements.

Here are the tables for your information.

Consumer :

DNL – FV 17.8 – Buy Below Price – 15.48

CIC – FV 53.2 – Buy Below Price – 46.26

GTCAP – FV 1,340 – Buy Below Price – 1,165.22

Power :

AP – FV 46.1 – Buy Below Price – 40.09

EDC – FV 9.9 – Buy Below Price – 8.61

FGEN – FV 38.4 – Buy Below Price – 33.39

Airlines

CEB – FV 156 – Buy Below Price – 135.65

Banks

MBT – FV 112 – Buy Below Price – 97.39

Properties

SMPH – FV 22.2 – Buy Below Price – 19.3

Conglomerates

AC – FV 855 – Buy Below Price – 743.48

Having this list will help you as a beginner investor in your research. I am posting this information for my information and guide also.

Happy Investing.

 

 

 

Will PSEI disprove the Ghost Month?

04 Monday Aug 2014

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Philippine Stock Exchange (PSEi)-706795

Credit : travelerparadise.blogspot.com

Today, PSEI closes at 6998.37 a little short from 7,000 level. Everybody is saying that the market have entered the what so called Ghost Month. Based on the previous years, Investment is not showing a good sign during this month but the market showed different thing today.

One thing is for sure nobody can really predict the outcome of the market. We need to stick with our investing plan and continue investing.

If you want to go with the flow of the PSEI, you may invest in “FMETF“, the first ever ETF in the Philippines. First Metro’s ETF was listed last December 2, 2013 at Philippine Stock Exchange. ETF means Exchange Traded Fund, a fund being traded in the exchange. To be more specific it is an equity fund being traded in the Philippine Stock Exchange (PSE).

What will happen tomorrow in PSEI?  Will this year end higher than 7400? Let’s see.

 

OFW Investors Should Take Advantage Now

28 Wednesday Aug 2013

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We know that Philippine Stock Market (PSEi) is now low due to what is happening in other part of the world like Syria and the possible FED tapering as they say. Lots of foreign investors are pulling out their money and transferring to some places where there is possibilities of gaining more. In fact as of this writing PSEi is trading at 5605 which is almost the same price as of November 2012.

So how are we going to take advantage of this time?

For your information Peso exchange rate is now higher than before, upon checking, the present exchange rate is Php 44.5/USD. For us Online Filipino Workers and Overseas Filipino Workers, our salary is higher than before when it is converted to Philippine Peso. Technically all dollar earning people should take advantage of this time.

So here we go, If we have a higher salary and the market is low, it is really high time to invest, so that when the exchange rate goes back to it’s normal rate which is 40 to 42 and the Philippine Stock Market (PSEi) goes back to 7403, which is the all-time high in PSEi, your gain will be sizeable.

So don’t spend your extra earnings due to higher exchange rates, invest the difference and delay your gratification. Because the tendency of OFW is to buy things which are not important when they have extra cash. So better change your attitude towards money.

I suggest to have a cost averaging strategy in investing, just invest a constant amount on a monthly basis and wait until the market goes up. This is really advisable for younger generation but if you are already at age higher than 60’s I would not suggest you to enter into stock market or mutual fund connected with equity fund. Instead go for a less risk investment.

Younger generation have lots of time to recover, as the market have it’s cycle. I would like to share my Video Blog about saving early.


Video is edited by my daughter : Micaella

PSEi Closes at 5,971.05, So What is Your Plan?

24 Monday Jun 2013

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Investors have mixed reactions on what was happening on the market nowadays, The PSEi broke the 6,000 level today which closes at 5,971.05 with -3.41% decline from t’s close on Friday. Many believes that the next support will be at 5,800. Questions like “Should I cut Lost?”, Should I transfer my position?, should I close down my computer?, Should I sell “Company x” stock or not? , This are just common questions you can see in any forum about investment.

The market was down for almost 1 month and it all started last May 22 upon Ben Bernanke announcement for possible tapering of the QE.

As an investor we need to have goals and plan in every investment that we make. We need to understand that stock market is not meant to be for short term. In time like this if you buy stocks, you could get more stock with same value of your money last month. Peso Cost Averaging is a great methodology in investing.

Nobody knows when the market will rebounce, there might be some technicians that are telling things but nobody knows what investors will be thinking tomorrow or on the next few days or even months.

If you think that you cannot handle your lost, then make a cut lost. If you are for long term, then the market correction that we are experiencing today would not mean anything 10 years from now.

The best thing to do in time like this is to increase our cash flow so that we can have something to invest. Diversified your asset so you will not be much affected by the volatility of the market.

Bear in mind that we gain from stocks not only from price appreciation but also from dividends.

Here some reminders before joining stock market or equity funds:

  • Equity Funds and Stock Market is not for Short Term but it is for Long Term
  • You need to be insured prior to Investing
  • You need to have Emergency Fund before investing
  • You need to be bad debt free before investing
  • Money invested in stocks and equity should not be withdrawn within 5 years of your investment.
  • Do Peso Cost Averaging
  • Equity and Stocks is a High Risk Investment but with a probability of High Gain

My YTD was reduced to +3.82%, but at least I am still on the gain side for this year.

Are you a Long Term Investor? Or a Trader?

03 Monday Jun 2013

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Seeing the decline of the Philippine Stock market price? Are you one of those who are afraid losing money? Or you are already thinking of going out from stock market? Well check out my post below.

All Equity Funds (Funds with high percentage invested in the stock market) in Mutual Funds are also affected by the sell-off which started from last week.

In stock market we have two types of players, first is Traders and the next is long term investor.

So Who are Traders?

Traders or commonly known as “Tsupiteros” are those stock market players who highly depends on Technical Analysis, rumors, tips and other things that really affect the market price. They sell if they think the price is high and they will buy if they think the price is really low and they could gain from it. Being traders is riskier compared to long term investors who are doing cost averaging.

So Who are Long Term Investor?

They are investors who believes on the company that they bought, they believed that they can act as a partner of the company and they have a strong belief in the valuation of the company. They also believed that when the market is down, they should buy more shares because it will be higher on the next bounce of the market. They are also doing Peso Cost averaging, in which they buy shares whatever is the market status. When the market is down, they can have more shares and when the market is high then it will be fewer position provided same value of money is being placed in a constant basis.

The Philippine Stock Market

The Philippine Stock market is one of oldest stock exchanges in Southeast Asia, having been in continuous operation since its inception in 1927.

The main index for PSE is the PSE Composite Index or PSEi, which is composed of thirty (30) listed companies. The selection of companies in the PSEi is based on a specific set of criteria. There are also six additional sector-based indices according to Wikipedia.

Based in market history, PSEi proves that stock market is a good investment for Long Term. That is also the reason why younger generation is highly recommended to enter stock market, since whenever there is correction or market crash, there are still room for recovery.(But of course market history should not be the sole basis of your investment. It is just an information)

Market Status (June 3, 2013)

Just for my record today, a report from BPI Asset Management Market Watcher.

The local equities market lost ground on persistent profit-taking due to valuation concerns.  The PSEi lost 258.57 points to close at 6,763.38. All sectoral indices closed in the negative territory led by property (-4.96%), financials (-3.80%) and mining and oil (-3.72%). Market breadth was negative with 138 declines outnumbering 33 advances with 33 stocks unchanged. Total value turnover was at Php16.58 billion. Foreign investors were net sellers at Php3.27 billion.

Happy Investing… Just for the record my YTD falls to +18.23% at least I am still positive.

 

GDP Up but Fails to Stir Up the Market

30 Thursday May 2013

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Despite the First Quarter 2013 GDP report that grows with 7.8%, ahead of estimates, the market still fails to recover from it’s lost that started last week.

GDP

If you are like me who does not really understood what GDP means, except that I know it’s a country’s economic growth calculation, I have researched the meaning from investopedia.com as follow:

What is GDP?

The gross domestic product (GDP) is one the primary indicators used to gauge the health of a country’s economy. It represents the total dollar value of all goods and services produced over a specific time period – you can think of it as the size of the economy. Usually, GDP is expressed as a comparison to the previous quarter or year. For example, if the year-to-year GDP is up 3%, this is thought to mean that the economy has grown by 3% over the last year.

The market continues to goes down as of this writing. Nobody really knows until when will be this Philippine bullish market will end and bounce back.

As a long term investor, don’t panic. I still believe that it is just a market correction and still not a market crash.

Did you remember that the market started the year at 5,860.99 which is actually a record high on that time, and market closed today at 6953.35 which is 18.63% higher than it’s opening price also known as YTD.

YTD %
The percent gain or loss that the portfolio has achieved over the Year To Date (YTD) period. Refer to the “as of” date to determine the exact period.

Since I am in the stock market for almost 1.5 years, I don’t have this problem of panic, I know it’s just part of the market cycle.

For investors, this is really a good time to buy since the market is down and there is really a good chance that the market will bounce soon. Investors have 2 option if they have money to buy more stocks.

1.)   Buy on stages ( aka Peso Cost Averaging)

2.)   Buy until the market is on it’s lowest price.

Number 1, is easier because you will be doing cost averaging. On number 2, nobody really knows when it will be up or until when it will be bullish. Yes there is Technical Analysis, but when the market is affected by outside force, nobody knows what might happen.

I have read a news about “BASE III” but I still need to understand the effect of this to Philippine Economy or I can say Global Economy. Read More about BASE III here and here

For research purpose, I have copied some information in the net about this article:

What is BASE III

“Basel III” is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sector. These measures aim to:

  • improve the banking sector’s ability to absorb shocks arising from financial and economic stress, whatever the source
  • improve risk management and governance
  • strengthen banks’ transparency and disclosures.

The reforms target:

  • bank-level, or microprudential, regulation, which will help raise the resilience of individual banking institutions to periods of stress.
  • macroprudential, system wide risks that can build up across the banking sector as well as the procyclical amplification of these risks over time.

What is BIS?

As shown in Wikipedia:

The Bank for International Settlements (BIS) is an international organization of central banks which “fosters international monetary and financial cooperation and serves as a bank for central banks”.[2] As an international institution, it is not accountable to any single national government.

The BIS carries out its work through subcommittees, the secretariats it hosts and through an annual general meeting of all member banks. It also provides banking services, but only to central banks and other international organizations. It is based in Basel, Switzerland, with representative offices in Hong Kong and Mexico City

All I can say is that stay with your plan, if you cannot handle the loss then make a cut loss, and if not just close your online broker account and watch some movie. Do some research. For long term investor, like those people in Equity Mutual Fund, relax and wait for the rebound.

Always remember the Higher the Risk the higher the possible Returns, The Lower the Risk the Lower the possible returns. So it’s up to you on which investment path will you go.

The best thing to do is to study first. Remember that you don’t have to be emotional when it comes to stock market movement.

For OFW, Our exchange rate today is Php 42.36 : 1 USD, good for us.

Happy to report that after the closing today I still have 19.5% Gain YTD.

Philippine Stock Exchange On Sale Today Due to Japan

23 Thursday May 2013

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Forums and different Facebook groups became busy today, checking on what happen in the stock market. Some ask if this is the start of the long correction. Or is there any other Coup D’ Etat in place, or even is there any mutiny who would like to overpower the President and more. The real story is shown below.

Asian stocks had been affected as Japanese NIKKEI 225 shares fall today at 7.32% down. Reports says that Japan’s trading was halted today.Today’s market halt happened in Japan last March 15, 2011, in the immediate aftermath of Japan’s earthquake, tsunami and nuclear disaster.

 Nikkei 225 May 23

The Philippine stock market has been affected by this fall as more investors goes profit taking in fear of continues fall of the stock market, However the market recovered immediately after few minutes of panic, we saw investor buying at low price. The Philippines Day Range is: 7,218.34 – 7,388.39. It only shows that more and more investors believe that it is more fun investing in Philippines.

Philippine stocks Exchange May 23

Actually this is the best time for those with extra amount in their account. In time like this it will be best to buy at low and take profit later on.

On the other hand, SMPH holding investors felt different today, SMPH close at 2.90 per share gaining a 2.90% increase on its share after breaking it’s support at 2.7.

Here is some notable decliners today in the Philippine Stock Market

  • Asia United Bank Corporation (AUB) -4.61%
  • First Gen Corp (FGEN)       -3.35%
  • Energy Development Corp (EDC)            -3.28%
  • Universal Robina Corp (URC)      -3.10%
  • Belle Corp (BEL)      -2.69%
  • Metropolitan Bank & Trust COM (MBT) -2.54%
  • Bloomberry Resorts Corp (Bloom)            -1.54%

Will the Market Recover?

Well nobody knows, I am not an expert to say but really nobody knows what will happen in the stock market. Yes, there is Technical Analysis (TA) and Fundamental Analysis (FA) but those are just analysis but nobody can foretell the future.

All I can say is that if you are a long term investor and if you do cost averaging, now is the best time to buy in the market. There are lots of opportunity now compared the last few days.

Knowing the Philippine market stability, we are for a long haul in the stock market, I believed that we are still in a bullish market.

Congrats to those who bought some position during the Market sale today. Anyway if you are in the market for a long term, you don’t have to bother yourself about this news and just increase your position. Happy Investing and it’s really more fun investing in the Philippines.

Some related news from Bloomberg here

PH Stock Index All Time High at 7,313.46 breaches 7,300 for first time in history

14 Tuesday May 2013

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PH Stock Index All Time High at 7,313.46 breaches 7,300 for first time in history

Once again PSEi set a record of an all-time high at 7,313.460 a day after the election. It only means that investors have trust on the recently concluded election. In addition a new intra-day high was likewise hit at 7,349.95. It is 30th record breakout for the year and the 91st under the Aquino administration.

This sign is really good for investors because they could see gains from their investment. People who are not yet investing will not really feel the effect of the economy.

I believe that it’s high time for people to go to Investment. If you don’t know how to read graphs, and if you do not understand how the stock market works, I believe that is now high time to learn about this things. If you want to start you can go to banks or Mutual Fund Company and ask about equity funds.

Equity funds performance depends on the stock market movement. Just make sure that you know the risk that you will face in going to stock market.

Investing in stock market could give you a really high profit but likewise it could also give you a very high lost. The higher the Risk the Higher the possible gain and the lower the Risk the lower possible gains.

Your investing appetite will determine the type of investment that you will push through.

If you invest in equity funds, you will not bother about fundamental analysis and technical analysis of a certain stocks. But likewise you will not also have any part in decision making about which stocks to pick or to sell.

The beauty in stock market is that you control your investment but if you do not know this things better go to equity funds then learn about stock market.

Happy investing and I hope that many OFW will start investing and not just waster their money in gadgets and useless wants.

Mitigating Risk Via Diversification, Mentioned in The Bible

11 Thursday Apr 2013

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Ecclesiastes 11:2, clearly says that our investing should be diversified, so whatever happen to one, the other can compensate for the lost. When we do investing, a thorough study should be done in each investment that we make. Research is the main thing. All investment has it’s own risk but if we study it very well, we will be able to see that each investment has different risk. We might find a risk in a type of investment like mutual fund but it is not a risk when it comes to real state.

What a Wise Person Does

11 Invest your money in foreign trade, and one of these days you will make a profit. 2 Put your investments in several places—many places even—because you never know what kind of bad luck you are going to have in this world.

3 No matter which direction a tree falls, it will lie where it fell. When the clouds are full, it rains. 4 If you wait until the wind and the weather are just right, you will never plant anything and never harvest anything. 5 God made everything, and you can no more understand what he does than you understand how new life begins in the womb of a pregnant woman. 6 Do your planting in the morning and in the evening, too. You never know whether it will all grow well or whether one planting will do better than the other.

7 It is good to be able to enjoy the pleasant light of day. 8 Be grateful for every year you live. No matter how long you live, remember that you will be dead much longer. There is nothing at all to look forward to.

As an example doing a diversified portfolio in stock market is the best thing to do, if you want to mitigate some risk. In choosing stock, you need to choose from different sector. As an example, you might have some stock from Banks, Construction, Holdings, Industrial and more. Normally this different sectors will not perform the same. There will be gain in one sector and losses at other.

bible-ecclesiastes

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Ecclesiastes 11:4 says that we should not wait, but we need to act now. Procrastination should not be performed. And Ecclesiastes 11:6 it says that you need to be constant investor. In stock market there is what we called cost averaging. So it only means that you can buy anytime, even low or high it doesn’t matter. But of course this could only be applied to Long term investors and not for traders.

We will all go to the end of our life, we need to be a happy investors and not a stressful investor. Investing aims to make our life better and not to make our life in a misery just because of stress in the stock market.

If people will just follow what was mention in Ecclesiastes and just believe that God can do everything about your plans then be at peace whatever happen to your investment. If diversification fails it only means that the whole economy is going down. So do your part share what you have learn and make people financially literate but not greedy.

Be wise and learn the ins and out of investing. The riskiest thing is when you do not know anything. Happy Investing.

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Red Market Last Week, Is Your Investment Affected?

17 Sunday Mar 2013

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It’s Sunday, and no trading day, a day that was agreed by many in the Philippines as the day of worship and is the time to contemplate with our Lord. Remember that we are just a steward of his blessing and whatever the Philippines is experiencing about its great economy is God’s plan for Filipinos.

Last week Philippine stock market have experienced a “Red” mark. (Just for information “Green” means gain and “Red” means lost). According to the news , it was due to the weak banking sector that makes the market “Red” last week. Many have taken their profit due to non-availability of good news as cited in the news. Remember that I have told you that news could affect the price of the stock. So what was your strategy last week?

Many might ask, is this the start of the so called “bear market“? Do I have to sell my MBT? BDO? or other stocks? As always it is still the decision of the stocks holders. Nobody is responsible for your stock but the owner.  Let me also remind all of our readers that stock market is the riskiest investment in the market but also an investment instrument that could give the highest gain. More risk means more possibility of gain. Below is my take in those question.

50% of my portfolio is in banking sector so, my portfolio was affected. But did I sell last week? My answer is “NO”. I believe it is just a correction in the market. But this also reminds me of “diversification”. My portfolio should be diversified so that when 1 sector like banking is affected, my whole portfolio will not be affected.

I also believe in Long Term Investment that is why I am not affected with the ups and down of the market. It’s all about mind setting.

If I had more funds, I would be buying more since I believe that the majority of the blue chips stocks are now on sale. This is a very good opportunity to buy since an investor could buy more stocks with the same amount that he could be spending about 2 weeks ago.

We will see if the market will still have its correction tomorrow.

To those OFW who have not yet started investing, you need to think again and always remember that we need to be prepared for our family future. But first of all you need to have Emergency Fund before investing and control your expenditures buy knowing about Good Debt and Bad Debt. Increase your financial literacy.

God provides, and this is 100% true and God will give His provision to those who have vision.

Proverbs 22:3

The prudent see danger and take refuge, but the simple keep going and pay the penalty.

To those who have just visited this site, I would recommend you watching the full session of the Pesos and Sense and know how to start investing in the stock market

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