Category Archives: Uncategorized

2024 Philippine REITs Performance: Top Yields, Trends, and Key Insights

21 Tuesday Jan 2025

Posted by in Uncategorized

≈ Leave a Comment

Hey there, fellow investors! Let’s dive into the rollercoaster ride that was the Philippine Real Estate Investment Trusts (REITs) in 2024. Buckle up!

Market Overview

In 2024, Philippine REITs showcased resilience and growth, offering attractive yields between 6% to 9%, outpacing global counterparts like Japan (3-4%), the US (3-5%), and Singapore (5-6%).

This performance was bolstered by the Bangko Sentral ng Pilipinas (BSP) implementing interest rate cuts, which enhanced market liquidity and investor confidence.

Top Performers

  1. VistaREIT (VREIT)
    • Dividend Yield: 10.1%
    • Performance: Despite a dip in rental income, VREIT maintained a high occupancy rate of 97% across its properties. Esquire Philippines
  2. DoubleDragon Properties REIT (DDMPR)
    • Dividend Yield: 9.1%
    • Performance: Faced an 18.5% decline in net income due to expired leases, yet continued to offer competitive dividends. Esquire Philippines
  3. Filinvest REIT Corp (FILRT)
    • Dividend Yield: 9.1%
    • Performance: Focused on BPO-centric office spaces, FILRT reported a decrease in revenues but remained committed to delivering high yields. Esquire Philippines

AREIT’s Notable Achievements

AREIT, the pioneer Philippine REIT, reported impressive growth with revenues of PHP 7.1 billion and a net income of PHP 5.0 billion, marking increases of 42% and 46% respectively. The company maintained an average occupancy rate of 99%, reflecting strong demand for its premium office spaces.

Challenges Faced

The office segment faced hurdles due to the rise of remote work, leading to increased vacancy rates and impacting rental income. Despite these challenges, the REIT sector adapted by exploring asset diversification and capitalizing on the BSP’s monetary policies to sustain growth.

Conclusion

In 2024, Philippine REITs demonstrated adaptability and resilience, offering competitive yields and expanding portfolios despite market challenges. The sector’s performance underscores its potential as a robust investment avenue, balancing income generation with growth prospects.

Happy investing, and may your portfolios be ever in your favor!

Gokongwei Group Addresses Fraudulent Endorsement Claims and Fake Images

27 Tuesday Aug 2024

Posted by in Uncategorized

≈ Leave a Comment

Tags

, , , ,

According to an alert from MSN.com, the Gokongwei Group has raised concerns after discovering that its President and CEO, Lance Gokongwei, is being falsely associated with fraudulent investment schemes, including “Atom Capital” and “Momentum Capital.” The company has firmly denied any connection to these questionable cryptocurrency ventures and stressed that they are not involved in any crypto-related investments.

The Gokongwei Group clarified, “Mr. Gokongwei, the Gokongwei Group, its subsidiaries, and representatives are not associated with these projects. We are taking necessary actions to address and curb these misleading advertisements.”

Additionally, manipulated images of Lance Gokongwei are circulating on social media, falsely portraying him in scenarios leading to an alleged arrest. These images, which feature his head superimposed onto another person’s body, are being shared with fake news labels, misleading some viewers. The Gokongwei Group is actively working to counter these deceptive practices.

Mark Cuban’s Wealth-Building Tips: How Filipinos Can Save and Invest Smartly

25 Sunday Aug 2024

Posted by in Uncategorized

≈ Leave a Comment

Tags

, , , , ,

Ever wondered how to build wealth effectively? I recently came across some insightful tips from Mark Cuban, and they’ve changed my perspective on saving and investing. Here’s a breakdown of his advice and how you can apply it to your financial journey, especially in the Philippines.

Rule No. 1: Always Have Cash Available

Cuban’s first piece of advice is straightforward: always have cash on hand. Whether you’re just starting out or have built a substantial nest egg, saving as much as you can is essential. This might mean making some lifestyle changes, like switching from buying coffee to brewing it at home or opting for budget-friendly meals instead of dining out.

Your spending habits directly impact your “rate of return.” To build wealth, you might need to make sacrifices and stay disciplined with your savings. Cuban emphasizes that having cash available isn’t just for retirement but for emergencies and opportunities. If your money is tied up in investments that you can’t quickly access, you might limit your financial growth.

In the Philippines, instead of placing your cash in a high-yield Certificate of Deposit (CD) as Cuban suggests, consider investing in Real Estate Investment Trusts (REITs). REITs can offer attractive returns and provide liquidity, allowing you to reinvest your earnings and grow your wealth.

Rule No. 2: Get Smart

Cuban’s second rule is to get smart about your financial journey. Find something you’re passionate about and explore business opportunities related to it. If you’re just starting out, look for jobs in fields that align with your interests so you can learn and earn simultaneously.

Investing in yourself is crucial. Use your free time to learn more about your industry through reading, networking, and attending events. This ongoing education prepares you for industry changes and helps you recognize opportunities when they arise.

Cuban notes that businesses experience both booms and busts. The key is to be patient, stay informed, and act wisely when opportunities present themselves.

What Not To Do

Cuban also shares valuable advice on what to avoid:

  1. No Shortcuts: Building wealth takes time and effort. Avoid “get rich quick” schemes—they often lead to setbacks.
  2. Keep Great Deals to Yourself: If you find a fantastic opportunity, keep it private. Cuban’s success partly comes from maintaining the confidentiality of his best deals.
  3. Be Wary of Deal Sellers: If someone is pushing a supposedly great deal, be cautious. They might not be offering it because it’s truly valuable.

Bottom Line

Building wealth isn’t about shortcuts or secret formulas. It’s about consistent saving, smart investing, and continuous learning. Be patient, invest in yourself, and watch for the right opportunities. As Cuban puts it, knowing when to act and when to wait is crucial for financial success.

How to Stay Focused While Learning Financial Tips Online: A Guide for OFWs

22 Thursday Aug 2024

Posted by in Uncategorized

≈ Leave a Comment

Investing in your knowledge is one of the most valuable investments you can make. By dedicating your time and energy to learning, you can acquire the skills needed to start your own business, improve your financial literacy, or enhance your career prospects. However, in today’s digital age, staying focused can be challenging, especially with so many distractions online.

The Importance of Time Management

Time management is crucial when it comes to learning. Allocating your time wisely allows you to gather the right information and stay on track with your goals. Often, we find ourselves motivated to learn something new, only to be sidetracked by the endless distractions on the internet. These distractions not only waste time but also prevent us from achieving our main objectives.

Set Clear Goals and Stay Focused

Before diving into any learning activity, it’s essential to set clear goals. What do you want to achieve? Whether it’s mastering a new financial strategy, learning how to budget effectively, or understanding investment options, having a clear objective will help you stay focused.

Common Online Distractions and How to Avoid Them

When conducting research or learning online, several distractions can pull you away from your goals. Here are some common culprits:

  • E-mail: Constantly checking your inbox can break your concentration. Set specific times to check your emails instead of doing it frequently.
  • Social Media (e.g., Facebook): Social media platforms are designed to keep you engaged, often at the expense of your productivity. Consider using website blockers or setting a timer for social media use.
  • Online Ads: Ads are everywhere online, and they can be very distracting. Use ad blockers to minimize this distraction.
  • Chat or Instant Messaging: Messages from friends or colleagues can interrupt your learning flow. Turn off notifications or set your status to “Do Not Disturb” when you’re focused on learning.

By managing these distractions effectively, you can stay focused on your learning goals and complete your tasks more efficiently.

Conclusion: Stay Focused and Achieve Your Financial Goals

Learning to manage your time and avoid distractions is key to achieving your financial goals. By staying focused and disciplined, you can make the most of your learning opportunities and set yourself up for success.

Dividend Investing

23 Thursday May 2024

Posted by in Uncategorized

≈ 1 Comment

Have you heard of earning from the stock market through dividend investing? With this type of investment, you simply need to buy stocks that pay dividends to shareholders. Besides stocks, there are also investment vehicles called REITs (Real Estate Investment Trusts). We are currently invested in REITs, and based on my experience, they provide an approximate annual return of 6% to 7%. The best part is that these dividends are paid on a quarterly basis.

When to Know the Interest Rates of Your Loan?

26 Monday Jun 2023

Posted by in Uncategorized

≈ Leave a Comment

When to Know the Interest Rates of Your Loan – You will know this during the execution of your loan, they will not be able to finalize the rates unless the loan has been served. You may only get the estimated rates.

@dexterpanganibanvlog Learn How to Determine the Loan Interest Rates of Your Loan #DexterLoanTips #LoanTips #HousingLoan #CondoInvestment #fyp #fypシ #PinoyInvestor #foryoupage #InvestmentTools #Investment #tiktokconsulting #Condo #loan ♬ original sound – Dexter Panganiban

Can We Include Admin Fee in the Loan?

26 Monday Jun 2023

Posted by in Uncategorized

≈ Leave a Comment

Can we add the admin fee to the loan? The answer is yes, you just have to check with the bank on how you can include the admin fee in the loan and Yes it is possible.

@dexterpanganibanvlog Can we include administration fees i. The Total Loan, So I don’t rekease any Money?#LoanTips #DexterLoanTips #HousingLoan #CondoInvestment #fyp #fypシ #PinoyInvestor #foryoupage #InvestmentTools #Investment #tiktokconsulting #PasaloUnit ♬ Chill Vibes – Tollan Kim

What is A Bank Guarantee

26 Monday Jun 2023

Posted by in Uncategorized

≈ Leave a Comment

This post will give you an idea of what is a Bank Guarantee. Bank Guarantee is needed by the developer to have an assurance that the bank will pay the remaining amount to the developer.

@dexterpanganibanvlog What is A Bank Guarantee for Loans? #fyp #fypシ #Bank #InvestmentTools #foryoupage #tiktokconsulting #LoanTips #DexterLoanTips #HousingLoan #CondoInvestment #PinoyInvestor ♬ FEEL THE GROOVE – Queens Road, Fabian Graetz