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Pinoy Investment Guide

~ Learn on my Journey in Learning About Investing

Category Archives: Uncategorized

What is A Bank Guarantee

26 Monday Jun 2023

Posted by Dexter Panganiban in Uncategorized

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This post will give you an idea of what is a Bank Guarantee. Bank Guarantee is needed by the developer to have an assurance that the bank will pay the remaining amount to the developer.

@dexterpanganibanvlog What is A Bank Guarantee for Loans? #fyp #fypシ #Bank #InvestmentTools #foryoupage #tiktokconsulting #LoanTips #DexterLoanTips #HousingLoan #CondoInvestment #PinoyInvestor ♬ FEEL THE GROOVE – Queens Road, Fabian Graetz

Can I Apply to Different Banks For Loans

26 Monday Jun 2023

Posted by Dexter Panganiban in Uncategorized

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Can we really apply to different banks during our loan application?

@dexterpanganibanvlog Can I apply to different bans for Housing loan and choose the best? #bank #digitalbanking #investing #pinoyinvestment #fyp #fypシ #DexterLoanTips #HousingLoan ♬ original sound – Dexter Panganiban

SERIN EAST TAGAYTAY AVIDA Condo

19 Saturday Feb 2022

Posted by Dexter Panganiban in Uncategorized

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Tags

Avida, ayala, Condo, Serin

Looking for a Condominium in Tagaytay Area send us an email for inquiry – admin@pinoyinvestmentguide.com

Looking for AVIDA RFO (Ready for Occupancy Condo)?

19 Saturday Feb 2022

Posted by Dexter Panganiban in Uncategorized

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Are You looking for AVIDA RFO (Ready for Occupancy Condo)? This post might be for you, You can send us a message at admin@pinoyinvestmentguide.com. You can see from the gallery the different AVIDA projects which are available for RFO (Ready for Occupancy) as of February 19, 2022. For updates, you can send us an email admin@pinoyinvestmentguide.com

What Documents are Needed When Getting a Condominium (Condo)

19 Saturday Feb 2022

Posted by Dexter Panganiban in Uncategorized

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LOCALLY EMPLOYED

Standard Documents:
At Least Two (2) Valid IDs – Government Issued
Birth Certificate – if Single
Marriage Certificate – if Married
Certificate of No Marriage (CENOMAR) – if Single with Dependent
Finality of Annulment or Divorce Papers – if Separated
Latest Proof of Billing – Philippine Address
 
Income Documents:
Certificate of Employment with Compensation (COEC)
Latest Income Tax Return (ITR)
Three (3) Months’ Payslips
Six (6) Months Bank Statements – if Salary is via Voucher

OFW

Standard Documents:
At Least Two (2) Valid IDs – Government Issued
Birth Certificate – if Single
Marriage Certificate – if Married
Certificate of No Marriage (CENOMAR) – if Single with Dependent
Finality of Annulment or Divorce Papers – if Separated
Latest Proof of Billing – Philippine Address
SPA Form – Notarized or Consularized
Income Documents:
Certificate of Employment with Compensation (COEC)
Note: If Seaman, COEC with POEA Stamp
Three (3) Months’ Payslips
Six (6) Months Bank Statements or Proof of Remittances

SELF EMPLOYED

Standard Documents

At Least Two (2) Valid IDs – Government Issued
Birth Certificate – if Single
Marriage Certificate – if Married
Certificate of No Marriage (CENOMAR) – if Single with Dependent
Finality of Annulment or Divorce Papers – if Separated
Latest Proof of Billing – Philippine Address
Income Documents:
Business Permits and Registration
* DTI Permit, Mayor’s Permit, etc.
Latest Two (2) Years Income Tax Return (ITR)
Latest Two (2) Years Audited Financial Statements (AFS)
Latest Six (6) Months Bank Statements
List of Major Customers and Suppliers – at Least Three (3)
Company Profile and picture
Additional Documents for Corporation:
Security and Exchange Commission Certificate (SEC CERT)
Secretary’s Certificate
Additional Documents for Incorporation:
Articles of Incorporation
Secretary’s Certificate
By Laws
General Information Sheet

AMAIA STEPS PASIG CLARA BLDG

19 Saturday Feb 2022

Posted by Dexter Panganiban in Uncategorized

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Tags

AMAIA, ayala, Condo

AMAIA STEPS PASIG CLARA BLDG. 🔥

Studio Unit For as low as Php 8,000/month

✍Reservation for only P5,000🔥🔥

FEBRUARY 2022 PROMO

🔥✔️Php 20,000 outright discount for Deluxe and Premiere Unit

✔️2.5% discount on the 40th month

📍Location: Eusebio St., Brgy. San Miguel Pasig City

Let us know if you want quotations for this property admin@pinoyivestmentguide.com

How to Open A Stock Market Broker Account? (Video)

15 Sunday Aug 2021

Posted by Dexter Panganiban in Uncategorized

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Do you want to trade in the stock market and you do not know how to open an account? maybe this short video will be able to help you open an account.

Kaiser Long Term Health Care Explained (Video)

15 Sunday Aug 2021

Posted by Dexter Panganiban in Uncategorized

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Tags

IMG (International marketing Group), Kaiser, Kaiser Long Term Health Care

We would like to share with you the Kaiser Long Term Health Care, in this video you will hear the advantages of having long-term health care in addition to your short-term health care provided by your company. If you need a quotation please respond via this link – https://86613me.imgcorp.com/quote/kaiser and we will be happy to send the quotation and calculation, you may choose either monthly, quarterly, semi-annually or yearly payment.

Bitcoin Goes Up

30 Thursday Apr 2020

Posted by Dexter Panganiban in Uncategorized

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It is not normal to see Bitcoin increases 17.37% in just 24 hrs. Currently Bitcoin is trading at 9,229.93. It is also unusual at the time of crisis that it is moving. Maybe this is due to the fact that people is now looking for ways to become cashless. There are also some news which says that it is due to the Federal Reserve pledged to keep pumping new money into markets and government data showed the economy sliding into recession .

It is going to be in a recession? Bitcoins return on Year – to Date is already 20% which means if you invest last Jan 1, 2020 your money has already increase with 20%.

Study and make sure that you will not gamble in which you will just close your eyes and start buying Bitcoin. You need to learn first and know what is the RISK of Bitcoin

How to Buy from Stock Market | Stock Market 101

28 Tuesday Apr 2020

Posted by Dexter Panganiban in Uncategorized

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Here is a video sharing my knowledge in Stock Market. A Tagalog Vlog, Share ans subscribe to our channel 🙂

I hope you enjoy this vlog specially now that stock market is going down. A great time to buy

JFC @ It’s Low Same Last 2016

19 Wednesday Feb 2020

Posted by Dexter Panganiban in Uncategorized

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JFC is one of the favorite company to invest on. Today their price is equivalent to its price last December 2016. So if You have invested in JFC (Jollibee Food Corporation) on that time , your money did not earn at all. Recent acquisition of other company is not favorable to JFC. But I believe this stock will be able to recover soon.

COLFinancial is maintaining it’s HOLD rating on this stock, but If I have a liquid asset today, I think I will have to buy this stock, because I know this company has a really good potential to go up.

This is just my opinion, it’s up to you to decide.

How Politics Can Affect Prices of the Stock Market

02 Thursday Jan 2020

Posted by Dexter Panganiban in Uncategorized

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Recently water concessionaire is under fire from the Mr. President, citing some onerous provision in the agreement which was studied by the department of justice. Upon the public announcement of the president that he will puss through in persecuting those who are involve in this onerous agreement, all stocks directly connected to the water concessionaire falls downs. It doesn’t matter if the stocks has a good fundamental or even following a certain technical analysis. It all goes own in “Sell on News”. It’s all about politics, when you are in stock market, you need to be aware of what is going on in the government. It will determine the price movements of the stocks.

Before the year end, The president says something against the water concessionaire that the government doesn’t want to negotiate. Today, when the market opens, MWC falls down with a low of 7.62 from its closing of 10.36 last trading day. 26.44% down from the closing date of the last trading day. Before the trading breaks at noon, it closes at 8.87 which is about 16.41% higher from the bottom.

As of January 2, 2020 – 1:00 PM

Stock market is risky, but by studying your moves and managing your risk, you will be able to gain with this kind of trades.

If you want to be involve in this kind of stock, you need to be updated with what is being mentioned in the news. It might give you a very high gain or vice versa very high loss.

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