Author Archive
Taking Advantage of the High Exchange Rate

Taking Advantage of the High Exchange Rate

As an OFW, I am used of sending money to the Philippines with an exchange rate of 1 USD to Php 44. But there was a turn of events in the world economy that is why from last month I can see an exchange rate higher that Php 45. I know that some OFW are...
2nd Financial Literacy Seminar in Saudi (Riyadh, Jeddah, Al Hassa and Al Khobar)

2nd Financial Literacy Seminar in Saudi (Riyadh, Jeddah, Al Hassa and Al Khobar)

Through the initiantive of Angat Pilipinas we will be conducting the 2nd run of the Financial Literacy in Riyadh, and this time it will be simultaneous in Jeddah, Al Hasa, Riyadh and Al Khobar. The event is called Angat Pilipinas Desert Convention 2015. Volunteers of Angat Pilipinas will be teaching Financial Literacy. I will be...
Needs Vs Wants, Do You Know the Difference?

Needs Vs Wants, Do You Know the Difference?

As I teach Financial literacy in different institutions here in Saudi Arabia, I came to know that majority of OFW does not know the difference of wants and needs. They probably know it theoretically, but they don’t know the importance of knowing the difference that it will make in their future. Delaying gratification is not...
Steps on How to Start Investing in Stock Market as an OFW

Steps on How to Start Investing in Stock Market as an OFW

Are you an OFW and you want to start being involve in Stock Market? It was 3 years ago when I started investing via Stock Market and at that time I am really enthusiast to be involved in investing, but I don’t know what to do. So if you were in the same position as...
Financial Literacy Goes to Riyadh Philippine Embassy With Angat Pilipinas Coalition [Updated]

Financial Literacy Goes to Riyadh Philippine Embassy With Angat Pilipinas Coalition [Updated]

[Updated] It was indeed a successful event that was attended by more than 50 OFW from Riyadh Saudi Arabia. Thanks to the Philippine Embassy for accommodating such event in coordination with AngNARS Party List. I could say that it is a good start seeing the enthusiasm that we have seen with the attendee. One of...
ColFinancial Model Portfolio January 2015

ColFinancial Model Portfolio January 2015

Using Colfinancial as my broker is really great, they normally give indication or suggestion on where to put my hard earned money. Today they have sent out their Colfinancial COLing the Shots for January 2015 where they give suggestion of some stocks which they believed will perform well this year 2015. But be informed that study...
Is it Safe to Invest in Mutual Fund?

Is it Safe to Invest in Mutual Fund?

The title of this post is a common question I encountered when I am conducting seminars and group study about Financial Literacy. So is it really safe to invest in mutual fund? My answer depends on your definition of safe. First of all there is No Risk Free Investment. Different type of Investment has its...
Top 10 Ideas on How to Increase Cash Flow for OFW

Top 10 Ideas on How to Increase Cash Flow for OFW

Investing is something that most of us really want to do, but what if we have problem on your cash flow. Your available cash might just be enough for your daily needs. Here are some suggestion where you can increase your cash flow while oversees. Buy and Sell. During you vacation you can buy stuffs...
Investing Even in Debt?

Investing Even in Debt?

Seminars about investing and YouTube videos about investing are now easily accessible. Facebook post and updates talks about investing and savings. In reality it makes our drive to invest as soon as possible more. So what if you want to start investing and yet you are filled with credit card debts, Will you start investing...
SEA`s tallest towers - Fun Facts!

SEA`s tallest towers – Fun Facts!

Burj Khalifa (previously called Burj Dubai) Dubai, UAE (Southwestern Asia) height: 828 m floors: 162 Located in the heart of the desert, Burj Khalifa has one of the most advanced cooling systems in the world.  The water collected from air conditions of Burj Khalifa is said to be equal to 20 Olympic-sized swimming pools per...
Inflation climbs to 4.9% in July (source: NSO)

Inflation climbs to 4.9% in July (source: NSO)

I just saw this news in My ColFinancial Dashboard: Inflation climbs to 4.9% in July The NSO reported that inflation rose to 4.9% in July, the fastest rate of inflation since November  2011. This brought year-to-date inflation to 4.3%, still within the BSP’s projected range of 3-5% for  2014. The acceleration in inflation was largely...
Will PSEI disprove the Ghost Month?

Will PSEI disprove the Ghost Month?

Today, PSEI closes at 6998.37 a little short from 7,000 level. Everybody is saying that the market have entered the what so called Ghost Month. Based on the previous years, Investment is not showing a good sign during this month but the market showed different thing today. One thing is for sure nobody can really predict...