Author Archives: Dexter Panganiban

Bangko Sentral Orders Lyka to Halt operations

25 Sunday Jul 2021

Posted by in Daily Dose

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Are you in Lyka? (A Social Media Apps that let you earn a point for the exchange of Goods), Lyka was instructed by Banko Central to halt it’s operation and to have their company register as an operator of payment system (OPS). According to rappler :

The BSP said that based on its features, Lyka should register, as specified in Republic Act No. 11127 or the National Payment Systems Act. 

from Rappler

Registration is needed to ensure that the app “functions safely, efficiently, and reliably by itself, consistent with the central bank’s objectives of consumer protection and financial stability.”

Let us see what will happen to Lyka. Many celebrities have used Lyka, to earn gems, some celebrities were able to by their own car through the use of Lyka Gems that they obtain from their followers.

Crypto Market Exchange

25 Sunday Jul 2021

Posted by in Crypto

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A week to remember for My DeFi Pet: ATH, Chainswap issue, Recovery | by My Defi Pet Official | Jul, 2021 | Medium

Are you looking for ways on how you can trade in the crypto market? Well, I do Crypto Trading and I am using Binance and MEXC Exchange in my Trade. Currently, the DPET can only be traded in MEXC and not in Binance. The AXS Token which is currently used for Axie infinity games can be found in Binance and MEXC. I am funding Binance via P2P where I am using my Union Bank Account to look for traders that sell USDT. In MEXC, I am transferring USDT from Binance or XRP from Coins.ph in order for me to fund my Trading account in MEXC.

I think it is much easier to trade in MEXC rather than Trading in Coins.ph where the spread is really high. Just a tip it is always better tp convert first to USDT rather than converting immediately from one crypto coin to other.

Just a warning, crypto trading is a High-Risk High Reward investment, so better DYOR (Do Your Own Research) before trying our Crypto Currency. Beware of HYPE.

This is just a short post to let you know that I am also into Crypto Currency.

List of Digital Banks for OFW

13 Tuesday Jul 2021

Posted by in Personal Financing

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So are you an OFW and looking for ways to open a digital bank in the Philippines, while you are abroad. Good to report that there are banks in the Philippines that are offering Digital Banks opening. You may enroll in a Philippine Bank Account while you are in any part of the world. Sos here is the list with links to the play store and App Store.

OVERSEAS FILIPINO BANK (OFBANK)

App Store: https://apps.apple.com/us/app/ofbank-mobile-banking/id1396335444

Google Play: https://play.google.com/store/apps/details?id=ph.gov.overseasfilipinobank.mobilebanking&hl=en&gl=US

CIMB BANK PH

App Store: https://apps.apple.com/ph/app/cimb-bank-ph/id1385393720

Google Play: https://play.google.com/store/apps/details?id=com.CIMB.OctoPH&hl=en&gl=US

UNION BANK

App Store: https://apps.apple.com/ph/app/unionbank-online/id1242291412

Google Play:https://play.google.com/store/apps/details?id=com.unionbankph.online&hl=en&gl=US

BPI BANK

App Store: https://apps.apple.com/ph/app/bpi-mobile/id1351734142

Google Play: https://play.google.com/store/apps/details?id=com.bpi.ng.mobilebanking&hl=en&gl=US

TONIK BANK

App Store: https://apps.apple.com/ph/app/tonik/id1541576007

Google Play:https://play.google.com/store/apps/details?id=com.tonik.mobile&hl=en&gl=US

We hope that this list is helpful to our fellow OFW.

Stock Market Down to 6795.13

13 Tuesday Jul 2021

Posted by in Stock Market

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Today might be not a very good day for traders, as the stock market has recorded a bloody Tuesday. It is recorded that the stock market is 6795.13 Today, July 13, 2021.

The above pictures are taken from the COLFinancial Website. Investing in Stock Market is not as easy as you think, you need to have a proper study of the sticks where you need to enroll. The stock market is also not for those people with faint hearts, because it is really a risky investment. Better to go for Long Term in Stocks rather than be a day trader if you will always trade with emotion.

As the USD Dollar exchange rate is being high, it is always indirectly proportional to the stock market. Well, I mean Usually. So Enjoy investing but of course, learn first about investing before diving into it. Do not gamble, because any investment without proper study is gambling.

Am I an IMG Member and What is IMG (International Marketing Group)

26 Saturday Jun 2021

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Am I an IMG Member and What is IMG (International Marketing Group)

I am explaining in this video that I am an IMG member and what is my present condition as an IMG member.

IMG Vision:

To Build and Provide the Best Business Opportunity in the World IMG Mission: To Make a Difference and Help Create Wealth for Families. No Family Left Behind IMG: The Total Financial Solution What is IMG International Marketing Group is one of the few companies of its kind in the industry today – a marketing company that is dedicated to serving the financial needs of individuals and families from all walks of life. International Marketing Group’s independent associates do not just work with clients who have large amounts of discretionary income – instead they work with everyday people helping them make critical financial decisions that help move them from where they are to where they want to be. International Marketing Group is one of the biggest and fastest-growing financial distribution companies in the US, Canada, Taiwan, Hongkong, Philippines and going worldwide. IMG has established agreements with many of the world’s leading financial services companies to provide us a broad array of financial products & services. IMG will help you comply accreditation and licensing requirements of all its Product Provider Companies. Multiple companies (Multiple products) will help you get the best product…Best service … Highest Rate Of Return…. Diversify investments, etc.

OUR MISSION

To Make Your Family’s Dream into Reality. We are committed in helping families achieve their dreams, through our business opportunity, as well as our products and concepts.

OUR VISION

To Lead the Financial Revolution International Marketing Group is positioned to become the no.1 marketing company to deliver investment products & concepts to the average people on a grand scale.

How to Buy Stocks in Stock Market? | Paano Bumili ng Stocks

29 Sunday Nov 2020

Posted by in Personal Financing

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With this vlog, you will be able to understand how to buy stocks in the stock market. Ano ba ang gamit ng Broker? Bilang isang OFW, Paano ako makakabili? Ito ang ilan sa mga tanong kung saan susubukan nating sagutin and mga katanungan about stock market. Makakabili ba ako anytime sa stock market? Paano kung mamatay ako ano ang mangyayari sa Stocks ko? Kapag ba di ginalaw ang stocks mawawala po ba sya? mga ilan lamang sa katanungan ng mga baguhan sa stocks. What is short term and long term investment. Difference vs Investing and Trading.

Condominium Tips and Tricks

29 Sunday Nov 2020

Posted by in How To

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Condominium, Ano nga ba ang mga kailangan mong malaman bago ka bumili nito. Ano ang objective mo kung bakit ka bibili ng condominium? Dahil from the objective mo malalaman ang mga criteria sa pagbili ng bagong condo. Happy Condo Hunting. I hope that this vlog will be able to help you in finding new opportunity in Condo Investing and Hunting

Maranming need na malaman sa pagbili ng isang condo. Kailangan mong maging handa at maging masuri sa pagbili ng condo, kung gusto mo talagang kumita dito.

Ok Bang Bumili ng Empty Lots?

29 Sunday Nov 2020

Posted by in Personal Financing, Tagalog Blog

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I just want to share my vlog about my ideas on buying an empty lots.

The vlog is all about my experience in buying Lots, it also explains the pros and cons of buying a lot as well as some some tips to consider for buyers and also investors in Philippines. If you are planning to buy you own lot better watch this Vlog first.

Here are some Video Vlogs that I have made before that could also help you learning on how to invest in Philippines:

1️⃣ Buying Condominium Tips – https://youtu.be/WJeGmHvCImI

2️⃣ Importance of Emergency Funds – https://youtu.be/5ZgkyeYhmbs

3️⃣Teaching OFW How to Invest – https://youtu.be/-1ID966FpdE

4️⃣How to Invest in Stock Market – https://youtu.be/SZYPpoYsf9s

We hope that you like this vlog and I hope that you can share to your friends

DEBT FREE LIFESTYLE By Andrew Liuson [Ten Principles] | Book Share

20 Sunday Sep 2020

Posted by in Speaking Engagement

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Please find below my latest video recording in one of my speaking engagement. I hope it could help you having a debt free lifestyle.

5 Financial Traps
Trap #1 Lack of Knowledge
Trap #2 Easy Credit
Trap #3 High interest rate
Trap #4 Guaranteeing others’ debt
Trap #5 Incurring credit card debt

What’s your calling in God’s economy?
Principle A: ADMINISTRATOR, Not Owner
What’s the one thing you must do?
Principle B: BUDGET, Instead of Impulse Spending.
Live within your means.
How do you end a deadly practice?
Principle C: CUT YOUR CREDIT CARD
What do you do with debt?
Principle D: DEMOLISH DEBT-Pay It Off ASAP

What’s the proven way out of poverty?
Principle E: EDUCATION,
the Greatest Wealth Equalizer
How do you plan your children’s future?
Principle F: FAMILY PLANNING
How do you cultivate the winning attitude?
Principle G: GRATEFUL TO GOD,
GENEROUS TO OTHERS

What’s the essential ingredient for success?
Principle H: HONEST, HARD WORK Not Easy Money
How do you make your money make more money?
Principle I: INVEST FOR THE FUTURE,
INVEST ALSO IN ETERNITY
What’s the secret formula?
Principle 10: 10:20:70-
TITHE 10%, SAVE 20%, SPEND 70%

Bitcoin Goes Up

30 Thursday Apr 2020

Posted by in Uncategorized

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It is not normal to see Bitcoin increases 17.37% in just 24 hrs. Currently Bitcoin is trading at 9,229.93. It is also unusual at the time of crisis that it is moving. Maybe this is due to the fact that people is now looking for ways to become cashless. There are also some news which says that it is due to the Federal Reserve pledged to keep pumping new money into markets and government data showed the economy sliding into recession .

It is going to be in a recession? Bitcoins return on Year – to Date is already 20% which means if you invest last Jan 1, 2020 your money has already increase with 20%.

Study and make sure that you will not gamble in which you will just close your eyes and start buying Bitcoin. You need to learn first and know what is the RISK of Bitcoin

JFC @ It’s Low Same Last 2016

19 Wednesday Feb 2020

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JFC is one of the favorite company to invest on. Today their price is equivalent to its price last December 2016. So if You have invested in JFC (Jollibee Food Corporation) on that time , your money did not earn at all. Recent acquisition of other company is not favorable to JFC. But I believe this stock will be able to recover soon.

COLFinancial is maintaining it’s HOLD rating on this stock, but If I have a liquid asset today, I think I will have to buy this stock, because I know this company has a really good potential to go up.

This is just my opinion, it’s up to you to decide.