Personal Financing
Financial Freedom, Invest After Being Debt Free

Financial Freedom, Invest After Being Debt Free

Not everybody can experience financial freedom, actually it is rare to see people who is experiencing financial freedom. But how could you really experience financial freedom? I believe it is only, if you are debt free. Before, when I have surplus money I normally opt not to pay future payment such as monthly amortization and...
Investing Needs Focus, No Risk Free Investment

Investing Needs Focus, No Risk Free Investment

If you decide to invest you need to be focus. You need to focus on your goals. I need to remind you the basics of investing, know your goal before investing into any investing vehicle. For short term goal, invest to a non-risky investment and for long term goal you may invest in riskier investment....
Investing is Not Easy, But Definitely Rewarding

Investing is Not Easy, But Definitely Rewarding

Who says that investing is easy? For me it is not, it involves self discipline and goal setting. Imagine choosing to invest your hard earned money in replacement of having fame in your office by owning a new gadget that worth thousands of pesos. I was a spender for almost 10 years before I learn...
Start Investing As Early As Possible

Start Investing As Early As Possible

Did you know that you are losing potential gain every time that you delay your investing. This is what I regret in doing 10 years ago. I just started investing about 2 years ago, and I told myself that I should have done this the first time I had my salary. I had wasted lots...
How to Eliminate Bad Debt

How to Eliminate Bad Debt

Elimination of debt is a dreams of many Filipinos buried in debt. Debt can be categorized in to two types, good debt and bad debt. So today let us discuss about the bad debt. Bad debt is commonly accumulated through excessive spending of wants. It is also called consumers Debt. Consumer debt is a big...
Learn to Start Investing

Learn to Start Investing

One day when I was discussing about Financial Literacy in one of my colleagues, he told me that he doesn’t want additional insurance or any other investment because he have already invested in a reputable company. When I asked about his policy he cannot tell me anything about his investment in that particular company, what he have...
Top Insurance Company 2012 Based on Premium Income

Top Insurance Company 2012 Based on Premium Income

First of all, who needs an insurance? And why do you need an insurance? An insurance is a need for those people whom somebody is depending on their income. An insurance policy can replace one’s income in case of death or disability. According to investopedia.com, Insurance is defines as contract (policy) in which an individual...
Cost of Ignorance vs Financial Literacy

Cost of Ignorance vs Financial Literacy

They say that Financial Literacy Seminar and Financial Investment is too expensive for people to start and I say it is more expensive to be ignorant than to get Investment portfolio such as Insurance , Mutual Funds and other investment. Let me explain my point. Most people when asked about their savings and investment, they...
Suze Orman advises Filipinos to invest in Philippines

Suze Orman advises Filipinos to invest in Philippines

Suze Orman, American author, financial advisor, motivational speaker, and television host, in the United States advises Filipino to invest in the Philippines. She firmly believe in Philippine economy and she even suggest investing through mutual funds. It was also mentioned in the interview that one should not be engage in Credit Card debt bondage, and...
IMG Now Offers Philam Term Life Insurance for Members

IMG Now Offers Philam Term Life Insurance for Members

Good news for IMG (International marketing Group) members who believes in BTID, IMG now offers Philam Term Life Insurance exclusive for IMG members at an affordable price. Just recently Philam conduct a seminar at IMG office in Manila. I have also been informed that this policy gives triple A protection (Anywhere, Anytime and Any Cause...
How Can I Start Investing if I am in Huge Debt?

How Can I Start Investing if I am in Huge Debt?

The question mentioned in the title, is a common question from readers of this blog as well as messages from my Facebook Page and personal account. When people started learning about Financial Literacy, they want to start immediately. NEWS that they are hearing as well as different comments that they are reading in the forums...
Creating Life Goals, Know How To Prepare

Creating Life Goals, Know How To Prepare

Once, I heard that Vision should be defined and written so that it could be called Vision and not just a dream. Before investing or going to investment, we need to make sure that we have defined our vision and Life Goals. There are different types of life goals that we can make, examples as...